West Chester, Media, and Ridley Park real estate and homes for sale in Pennsylvania - The Kevin Gallagher Team, REALTORS® The Kevin Gallagher Team REALTORS(r) for West Chester, Media, and Ridley Park, Pennsylvania real estate - NUMBER1EXPERTS™ The Kevin Gallagher Team NUMBER1EXPERTS(tm) for West Chester, Media, and Ridley Park, Pennsylvania real estate
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The Kevin Gallagher Team, REALTORŪ, real estate agents and broker for West Chester, Media, and Ridley Park Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)


TOP REAL ESTATE EXPERTS IN DELAWARE AND CHESTER COUNTIES.CALL US TODAY:610-675-7100.

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"We found Kevin to be a true professional and an excellent negotiator. . ."
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Mortgage Prequalification: West Chester, Media, and Ridley Park Pennsylvania home buying, real estate listings, and homes for sale in Chester and Delaware County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top West Chester, Media, and Ridley Park REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?

A 
Lender in these states must pay interest on funds held in escrow accounts.
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Kevin Gallagher Team Members Include:
Kevin Gallagher, REALTOR/ Associate Broker
REALTOR:
Dan Hilferty

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The Kevin Gallagher Team, REALTORŪ, real estate agents and broker for West Chester, Media, and Ridley Park Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kevin Gallagher Team
RE/MAX Town & Country

1479 Wilmington Pike
West Chester, PA. 19382
610-675-7100
800-837-8484
610-675-1147
Fax: 610-675-7109
Email: kevingallagher@NUMBER1EXPERT.com

Kevin Gallagher is a member of the RE/MAX Hall Of Fame, which distinguishes Kevin as one of the elite in the entire real estate industry.

Kevin graduated from Pennsylvania State University in Architectural Engineering, specializing in Construction Management. His experience and expertise in new construction proves to be a valuable asset in serving his clients. With over 600 families served, Kevin continues to lead the real estate industry due to his honesty, integrity, education, experience, and professionalism.

Kevin has 20 years of experience in selling and buying residential homes for his clients in Delaware County and Chester County.

ABRCRSEqual HousingGRIMLSREALTOR


RE/MAX Town & Country real estate and homes for sale in West Chester, Media, and Ridley Park Pennsylvania
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